Financial Peace University

Our new personal finance ministry begins March 25th. We already have 4 families signed up who do not attend our church. I think we have found a need.

You can go to Dave Ramsey's Web site to sign up. Just search for us in the class listing by area code (48312).

Below is Craig Groeschel's blog post for today. It's good reading.

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Financial Margin

from LifeChurch.tv : swerve by Craig Groeschel

Many people live with little or no financial margin. God says this is foolish.

Proverbs 21: 20 says, “In the house of the wise are stores of choice food and oil, but a foolish man devours all he has.”

• The wise have margin.
• The foolish have no margin.

Whenever God gives more, most people and ministries tend to consume the margin. We tend to believe more is for us!

If you get a raise, a bonus, or an inheritance, you might think,
“Now I can get a house cleaner, or help with the yard, or an Apple
iPhone, or a new car, or take a vacation, or buy new shoes to go with
the outfit I don’t yet own.”

Very few people say, “God, how do you want to use this?” They generally absorb and consume all margin.

How do we create financial margin?

1) We can earn more. (Or in ministry, we can raise more money.)

2) We can spend less.

Most people and ministries could be way more effective if they created margin and asked God to use it.